Tác động của các nhân tố nội tại và vĩ mô đến tăng trưởng tín dụng tại các ngân hàng thương mại Việt Nam

Abstract

This study investigates the relationship between several bank-specific factors and macroeconomic determinants and credit growth in Vietnamese commercial banks. This research applies four econometric method including Pooled OLS, Fixed effects model (FEM), Random effects model (REM), and Generalized Least Square (GLS) model which are employed with balanced panel data on 23 domestic commercial banks, using annual data for the period of 2010 to 2017. The results of research reveal that credit growth of commercial banks had relationships with both bank-specific factors and macroeconomic determinants. These findings can support bank managers and policy makers in enhancing the credit growth of Vietnamese commercial banks in the future.