Hoạt động bao thanh toán tại các công ty tài chính: Cần hoàn thiện khung pháp lý để phát triển

Abstract

This article studies the regulatory framework for the factoring service in financial companies. Apart from reviewing the findings, the study addresses limitations that require corrective actions, including: (i) inconsistency in the regulatory instruments pertaining to transfer of receivables; (ii) failure to comprehensively identify the nature of the factoring service; (iii) unspecified identification of current and future receivables; (iv) failure to issue the rule that registration of receivables transfer at the competent authority is mandatory; and (v) lack of information on factoring in the financing information system. The article mainly adopts the methods of description, comparison and projection to study and review the practices and propose some solutions regarding additions to and improvements in the regulatory framework, making contributions to the promotion of the factoring service of financial companies in the future.